"Submitter Name","IA Participant","Effective Date","Transaction Date","Action","Status","BIN","Info Only","PAN Length","Mod 10 Check Digit","Card Issuer Name","BIN Type","Card Attribute","Prepaid Load Type","Scheme Primary","BIN Acceptance Type","Chip Apps Supported VISA","Chip Apps Supported MCD","Chip Apps Supported AMEX","Chip Apps Supported eftpos ACe","Chip Apps Supported Maestro","Chip Apps Supported Cirrus","Chip Apps Supported Plus","Chip Apps Supported JCB","Chip Apps Supported UPI","Chip Apps Supported Discover / Diners","Chip Apps Supported Other","Chip Apps Supported Non-Chip BIN","ATM Account Type","ATM Transaction Type","ATM Routing Destination (part-1)","ATM Routing Destination (part-2)","ATM Settlement Institution (part-1)","ATM Settlement Institution (part-2)","POS Account Type","POS Transaction Type","POS Routing Destination (part-1)","POS Routing Destination (part-2)","POS Settlement Institution (part-1)","POS Settlement Institution (part-2)","POS Recurring Block Indicator","Implementation Instructions"
"Nadine Lewis","Cuscal Limited",20 May 2024,15 Nov 2023,"Deactivate","Active","461967","","16","Y","Cuscal Limited","S","D","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Delete BIN effective 20 May 2024"
"Nadine Lewis","Cuscal Limited",20 May 2024,15 Nov 2023,"Deactivate","Active","461973","","16","Y","Cuscal Limited","S","D","","V","C","V","","","e","","","","","","","","","7","1","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Delete BIN as of 20 May 2024"
"Mary Creixell","Australian Settlements Limited",20 May 2024,29 Nov 2023,"Deactivate","Active","579891","","16","Y","Heritage and People's Choice Limited","P","X","N","I","M","","","","","","","","","","","","N","0","0","POS only BIN",,"POS only BIN",,"1","1","Route all POS transactions to:","First Data (via Hub)","Settle all POS transactions with:","ASL (via eSS)","B",""
"Mary Creixell","Australian Settlements Limited",20 May 2024,29 Nov 2023,"Deactivate","Active","600150","","17","Y","Heritage and People's Choice Limited","P","X","N","I","M","","","","","","","","","","","","N","0","0","POS only BIN",,"POS only BIN",,"1","1","Route all POS transactions to:","First Data (via Hub)","Settle all POS transactions with:","ASL (via eSS)","B",""
"Mary Creixell","Australian Settlements Limited",20 May 2024,29 Nov 2023,"Deactivate","Active","603841","","17","Y","Heritage and People's Choice Limited","P","X","N","I","M","","","","","","","","","","","","N","0","0","POS only BIN",,"POS only BIN",,"1","1","Route all POS transactions to:","First Data (via Hub)","Settle all POS transactions with:","ASL (via eSS)","B",""
"Mary Creixell","Australian Settlements Limited",20 May 2024,29 Nov 2023,"Deactivate","Active","486040","","16","Y","Greater Bank Limited","S","D","","V","C","V","","","e","","","","","","","","","7","7","Route all ATM transactions to:","First Data","Settle all ATM transactions with:","ASL (else First Data by arrangement)","7","3","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Mod 10 Check Digit changed to 'Y' to reflect profile behaviour "
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,05 Dec 2023,"Deactivate","Active","413322","","16","Y","Bendigo and Adelaide Bank Limited","S","C","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 
November 2017 change date"
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,05 Dec 2023,"Deactivate","Active","443480","","16","Y","Bendigo and Adelaide Bank Limited","S","D","","V","C","V","","","e","","","","","","","","","4","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 
November 2017 change date."
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,05 Dec 2023,"Deactivate","Active","413325","","16","Y","Bendigo and Adelaide Bank Limited","S","C","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 
November 2017 change date"
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,05 Dec 2023,"Deactivate","Active","443489","","16","Y","Bendigo and Adelaide Bank Limited","S","D","","V","C","V","","","e","","","","","","","","","4","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 
November 2017 change date."
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,05 Dec 2023,"Deactivate","Active","472134","","16","Y","Bendigo and Adelaide Bank Limited","S","C","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 
November 2017 change date"
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,05 Dec 2023,"Deactivate","Active","443401","","16","Y","Bendigo and Adelaide Bank Limited","S","D","","V","C","V","","","e","","","","","","","","","4","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 
November 2017 change date."
"Mary Creixell","Australian Settlements Limited",20 May 2024,14 Dec 2023,"Modify","Active","581698","","16","Y","Heritage and People’s Choice Limited","P","X","R","I","M","","","","","","","","","","","","N","4","3","Route all ATM transactions to:","First Data","Settle all ATM transactions with:","ASL (else First Data by arrangement)","4","2","Route all POS transactions to:","First Data (via Hub)","Settle all POS transactions with:","ASL (via eSS)","U",""
"Nadine Lewis","Cuscal Limited",20 May 2024,06 Feb 2024,"Deactivate","Active","404340","","16","Y","Cuscal Limited","S","D","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Enhanced BIN data for next release as requested by AusPayNet. BIN already live."
"Nadine Lewis","Cuscal Limited",20 May 2024,06 Feb 2024,"Deactivate","Active","413334","","16","Y","Cuscal Limited","S","C","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Enhanced BIN data for next release as requested by AusPayNet. BIN already live."
"Nadine Lewis","Cuscal Limited",20 May 2024,06 Feb 2024,"Deactivate","Active","443467","","16","Y","Cuscal Limited","S","D","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Enhanced BIN data for next release as requested by AusPayNet. BIN already live."
"Carmen Tan","JPMorgan Chase Bank, National Association",20 May 2024,07 Feb 2024,"Add","Active","43121700","","16","Y","Nium Pty Ltd","S","D","","V","C","V","","","","","","","","","","","","0","0","POS only BIN",,"POS only BIN",,"3","1","Route all POS transactions to:","VISA","Settle all POS transactions with:","VISA","U",""
"Nadine Lewis","Cuscal Limited",20 May 2024,09 Feb 2024,"Add","Active","491040","","16","Y","Cuscal Limited","S","C","","V","C","V","","","","","","","","","","","","3","3","Route all ATM transactions to:","VISA","Settle all ATM transactions with:","VISA","3","2","Route all POS transactions to:","VISA","Settle all POS transactions with:","VISA","U","New Cuscal Credit BIN."
"Michael Deacon","National Australia Bank Limited",20 May 2024,09 Feb 2024,"Deactivate","Active","529757","","16","Y","National Australia Bank Limited","S","D","","M","C","","M","","e","","","","","","","","","7","3","Route all ATM transactions to:","First Data","Settle ATM transactions as noted:","Citigroup Pty Limited","7","2","Route POS transactions as noted:","To MasterCard for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","MasterCard for credit, else direct settle via eSS","U","Deactivate BIN"
"Michael Deacon","National Australia Bank Limited",20 May 2024,09 Feb 2024,"Deactivate","Active","559738","","16","Y","National Australia Bank Limited","S","D","","M","C","","M","","e","","","","","","","","","7","3","Route all ATM transactions to:","First Data","Settle ATM transactions as noted:","Citigroup Pty Limited","7","2","Route POS transactions as noted:","To MasterCard for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","MasterCard for credit, else direct settle via eSS","U","Deactivate BIN"
"Michael Deacon","National Australia Bank Limited",20 May 2024,09 Feb 2024,"Deactivate","Active","559739","","16","Y","National Australia Bank Limited","S","D","","M","C","","M","","e","","","","","","","","","7","3","Route all ATM transactions to:","First Data","Settle ATM transactions as noted:","Citigroup Pty Limited","7","2","Route POS transactions as noted:","To MasterCard for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","MasterCard for credit, else direct settle via eSS","U","Deactivate BIN"
"Michael Deacon","National Australia Bank Limited",20 May 2024,09 Feb 2024,"Deactivate","Active","559740","","16","Y","National Australia Bank Limited","S","D","","M","C","","M","","e","","","","","","","","","7","3","Route all ATM transactions to:","First Data","Settle ATM transactions as noted:","Citigroup Pty Limited","7","2","Route POS transactions as noted:","To MasterCard for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","MasterCard for credit, else direct settle via eSS","U","Deactivate BIN"
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,06 Feb 2024,"Deactivate","Active","472245","","16","Y","Bendigo and Adelaide Bank Limited","S","C","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 November 2017 change date"
"Kate Stratford","Bendigo and Adelaide Bank Limited",20 May 2024,06 Feb 2024,"Deactivate","Active","472248","","16","Y","Bendigo and Adelaide Bank Limited","S","D","","V","C","V","","","e","","","","","","","","","4","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","NO ACTION IS REQUIRED due to changes that were requested as part of the 20 November 2017 change date."
"Nadine Lewis","Cuscal Limited",20 May 2024,09 Feb 2024,"Transfer","Active","472245","","16","Y","Cuscal Limited","S","C","","V","C","V","","","e","","","","","","","","","7","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Transfer to Cuscal. Only IA Participant changes no other changes."
"Nadine Lewis","Cuscal Limited",20 May 2024,09 Feb 2024,"Transfer","Active","472248","","16","Y","Cuscal Limited","S","D","","V","C","V","","","e","","","","","","","","","4","3","Route all ATM transactions to:","Cuscal","Settle all ATM transactions with:","Cuscal","7","2","Route POS transactions as noted:","To VISA for credit a/c access, else to Hub (eftpos)","Settle POS transactions as noted:","VISA for credit, else direct settle via eSS","U","Bin transfer to Cuscal. Only IA participant changes no other changes required."